Shopping around for a credit card can save you money on interest and fees....
http://www.federalreserve.gov
Some card issuers may reduce your credit limit. Here are tips for keeping it steady ...
http://www.businessweek.com/investor.htm
How to Choose a Credit Card - Educational Information
Government Tips & Information
CreditShopper Tips and Info |
Poor Credit Credit Cards - Things Your Should Know:
Just because you don’t have a perfect credit history does not necessarily mean that you will be unable to obtain a credit card.....
Credit Cards for those with Poor Credit |
Secured Credit Cards - The Right Card for You?:
One of the most popular options for people with poor credit histories or those just starting to establish a credit history is to obtain a secured credit card.....
Secured Credit Cards May be for You |
Prepaid Cards - Learn How They Work:
Prepaid cards provide an option for those who wish to send and transfer money to friends and relatives. With prepaid cards you can purchase in stores, online, by phone, and through mail order. Plus they provide the means to rent cars and reserve hotels....
The Advantages of Prepaid Cards |
Small Business Credit Cards - Offer Special Advantages:Small business owners can now choose from many business credit cards that offer special discounts on products, cash back benefits and more.....
Small Business Credit Card Choices |
|
Student Credit Cards - Special Student Benefits:
Card issuers now recognize that students may have special credit card needs. Whether you are a parent or a student you can now select from cards that can provide special student benefits....
Student Credit Cards with Special Benefits |
Improve Your Credit Score - Tip#1
Would you like to improve your credit score by 30 or 40 points? Improving your credit score from Fair to Good or from Poor to Fair can make a big difference in your ability to get credit and the cost of that credit. With some discipline and planning you can improve your credit score ....
Here's How |
Credit Card rate hikes can cost you plenty!
Rising Prime Bank rates can cause your credit card interest rates to creep higher. But Card Issuers can also hike your credit card rates by 5 or 6 points, given certain criteria. Learn what can trigger those rate increases, to prevent them from happening to you. And learn what to do if you do get hit with unexpected rate increases ....
Learn About Credit Card Rate Increases |
|
Learn
More About Credit |
Credit Reporting-An Introduction
Will you pay too much interest on your next Car Loan? Credit, if used effectively,can be a valuable financial tool...More->
How Your Credit Score is Calculated
Credit
Reporting Agencies
or CRA's are responsible
for keeping track of
your credit history. Learn how they
determine your credit score...More->
Improving
Your Credit
Learn how to legally improve your credit report, how to deal with debt, how to spot credit-related scams, and......More->
Government Mandates Free Credit Reports
The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment....More->
|
Free
Information Resources |
If you've ever applied for a charge account, a personal loan, insurance, or a job, there's a file about you. This file contains information on where you work and live, how you pay your bills...
Fair Credit Reporting |
|
...the Fair Debt Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection....
Fair Debt Collection |
MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are planning to buy a home....
MyMoney.gov |
|
"Poor Credit" Cards