Home      Credit Cards     Credit Reports      Car Loans     Short Term Loans     Insurance Quotes      Contact Us       Privacy
New "Poor Credit" Credit Cards - Featured Card
Orchard Bank® Visa® Cards

The Orchard Bank® Visa® Card can help you get your credit back on track. We report monthly to all three major credit bureaus giving you the opportunity to rebuild your credit with good payment behavior! Get pre-qualified in less than 1 minute!
• Acceptance at millions of locations including website purchases and reservations
•Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages to remind you of your upcoming payment due date with online enrollment
• On-call customer service representatives to assist you with questions or concerns

It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.

Scroll down for more Credit Cards for those with less than perfect credit.
Some offers on this page are "fee-based".
Click To Find More Cards to Match Your Needs
Problem Credit - Cards   Fair Credit - Cards   Good Credit - Cards
"Poor Credit" Cards    Secured Credit Cards    Prepaid/Debit Cards   Student Credit Cards

Keep Informed!

Get the latest credit news and information. It's FREE!

First Name:

Last Name:

Your Email Address:

Find the Right Card
 •  Poor Credit
 •  Average Credit
 •  Low Intro APR Cards
 •  Low Interest Cards
 •  No Annual Fees
 •  Online Decision Cards
 •  New Cards
 •  Best Rated Cards

For Limited Credit
 •  Online Decision Cards
 •  Secured Cards
 •  Prepaid Cards
 •  Average Credit
 •  Poor Credit
 •  Gold Cards
 •  Platinum Cards
 •  Regular Cards

More Cards For You
 •  Free Card Search
 •  Problem Credit - Cards
 •  Fair Credit - Cards
 •  Poor Credit - Cards
 •  Good Credit - Cards
 •  Student Cards
 •  Business Cards

Search By Reward Type
 •  CashBack Rewards
 •  Travel Rewards
 •  Airline Rewards
 •  Hotel Rewards
 •  All Reward Cards
Search By Card Category
 •  Average Credit
 •  Poor Credit
 •  Canada
 •  Catalog Cards
 •  Pre-Paid/Debit Cards
 •  Reward Cards
 •  Secured Cards
 •  Student Cards
Search By Card Issuer
 •  American Express
 •  Applied Bank
 •  Chase
 •  Discover
 •  HSBC
 •  IberiaBank
 •  MetaBank
 •  New Millennium
 •  Pulaski Bank
 •  Bancorp Bank
 • 
By Credit Quality
 •  Excellent Credit
 •  Average Credit
 •  Poor Credit
Other Countries
 •  Canada


Other Credit Resources
Learn About Credit
 •  Credit Reporting
 •  Credit Scores
 •  Credit Reports
 •  Fair Credit Act
Gov Credit Resources
 •  Fair Credit Reporting
 •  Federal Info
 •  Fair Debt Collection
 •  MyMoney.gov
Best Credit Resources
 •  XpressCardSearch
 •  The Credit Newsletter
 •  CarLoan2Go
More Information For You
 •  Shop and Save
 •  Free Cell Phone Offers
 •  Fun Decals & Stickers
 •  Earn Survey $
 •  Handyman Tips & Info
 •  Swimming Pool Info
 •  Vacation Deals & Ideas
 •  Write - Get Published
 •  Polls-Surveys-Elections

"Poor Credit" Credit Cards - What You Should Know!

The following information is brought to you by TheCreditShopper.com .

Just because you don’t have a perfect credit history does not necessarily mean that you will be unable to obtain a credit card. There are several unsecured credit cards designed for people with less than perfect credit. It is important to realize that credit cards for those with imperfect credit will normally have several fees that are charged to open and maintain the account. These may include an annual fee and processing fees.

So most people with poor credit can get an unsecured credit card, but you will want to compare the fees, costs and terms of each card. This site highlights new credit cards, for those with less than perfect credit, as they become available.

Horizon Gold Credit Card
When you apply for your Horizon Gold account, you are guaranteed to receive the $500.00 Credit Card. Don’t wait, apply today!

  • Guaranteed Approval!
  • Bad Credit Accepted!
  • No Employment Check!
  • Reports to a Major Bureau!
Claim Your New Card
Get Your Perfect Credit Card Today! Get Matched with several Credit Card options in 10 seconds or less!
  • Need Credit Fast?
  • All Credit Types!
  • Safe and Easy!

Use Your Unsecured Credit Cards Responsibly - Your Credit History Will Reflect It
Credit scores reflect a person’s long-term patterns of credit use and repayment history over time. You should strive to build the best credit performance picture that you can. An accumulating historical pattern of paying bills on time and using credit responsibly should be your goal. So use your Unsecured Credit Card responsibly to help build your best credit history.:

  • Always pay your monthly bill on time.
  • Keep your credit card balances as low as possible.
  • Pay off your entire monthly balance whenever possible to minimize interest costs.

Click to Find Credit Cards To Meet Your Needs


Free Information Resources

If you've ever applied for a charge account, a personal loan, insurance, or a job, there's a file about you. This file contains information on where you work and live, how you pay your bills...
Fair Credit Reporting

Get information on Money and Credit and how it affects you, direct from this Federal Government site.....
Federal Citizen Information Center

...the Fair Debt Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection....
Fair Debt Collection

MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are planning to buy a home....
MyMoney.gov