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"Poor Credit" Credit Cards - Featured Card
Platinum Zero(TM) Secured Visa® Credit Card from Applied Bank®

This offer is for genuine Secured Visa Platinum Credit Card with 0% APR on Purchases.
  • ZERO - 0% FIXED APR on Purchases - No Intro Rates!
  • ZERO - 0% Rate Won’t Change - Even If You’re Late!
  • ZERO Application Fees
  • ZERO Worries - FREE Personal ID Theft Protection
  • ZERO Delays - Timely CREDIT Bureau Reporting


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"Poor Credit" Credit Cards - What You Should Know!

The following information is brought to you by TheCreditShopper.com .

Just because you don’t have a perfect credit history does not necessarily mean that you will be unable to obtain a credit card. There are several unsecured credit cards designed for people with less than perfect credit. It is important to realize that credit cards for those with imperfect credit will normally have several fees that are charged to open and maintain the account. These may include an annual fee and processing fees.

So most people with poor credit can get an unsecured credit card, but you will want to compare the fees, costs and terms of each card. And for some with imperfect credit, a Secured Card or Prepaid Debit card, may better suit their needs. This site highlights new credit cards, for those with less than perfect credit, as they become available.

Quick Clicks - Your Best Cards for those with Imperfect Credit!



National Platinum Club
Fast and easy approvals! $10,000.00 line of credit at our national platinum online mega-store and an automatic $2,500.00 account advance!
• 0% Interest on all Unpaid Balances!
• No Credit Checks or Turndowns!
• Includes $10,000 Unsecured Merchandise Credit Line!
• No Job requirements!

Fingerhut Credit Application
  • Get the things you want at low monthly payments* with Fingerhut Credit!
  • Why Fingerhut Credit?
  • No down payments, no layaway, no surprises
  • Affordable monthly payments
  • We often say "Yes!" when others say "No"
*If you apply and are accepted for a Fingerhut Credit Account issued by MetaBank, who determines eligibility and qualifications for the terms of credit.


Use Your Unsecured Credit Cards Responsibly - Your Credit History Will Reflect It
Credit scores reflect a person’s long-term patterns of credit use and repayment history over time. You should strive to build the best credit performance picture that you can. An accumulating historical pattern of paying bills on time and using credit responsibly should be your goal. So use your Unsecured Credit Card responsibly to help build your best credit history.:

  • Always pay your monthly bill on time.
  • Keep your credit card balances as low as possible.
  • Pay off your entire monthly balance whenever possible to minimize interest costs.


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Free Information Resources

If you've ever applied for a charge account, a personal loan, insurance, or a job, there's a file about you. This file contains information on where you work and live, how you pay your bills...
Fair Credit Reporting

Get information on Money and Credit and how it affects you, direct from this Federal Government site.....
Federal Citizen Information Center

...the Fair Debt Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection....
Fair Debt Collection

MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are planning to buy a home....
MyMoney.gov